To disable payment methods programmatically in Magento 2, developers can leverage the capabilities of the Magento 2 Payment Restrictions Extension. By implementing custom code, specific payment methods can be enabled or disabled based on dynamic conditions, offering a tailored payment experience.

Read this guide on How to Restrict Some Payment Methods in Magento 2 to setup this extension.

Here are the few more resource to help you get most out of this Magento 2 Payment Restrictions Extension.

• How to Disable Payment Method for Certain Customer Groups in Magento 2
• How to Disable a Payment Method Programmatically in Magento 2
• How to Restrict Payment Methods by Attribute/Category in Magento 2/a>
• Streamline Your Checkout Process with our Payment Restrictions Extension for Magento 2